Blogs

I found a copy of "Ghost in the Wires: My Adventures as the World's Most Wanted Hacker " by Kevin Mitnick with William L. Simon for sale on the Friends of the Library shelf at my local library recently. For a buck or two, it made for an exciting read on the early days of hacking. Mitnick started out as a phone phreaker when he was a teenager, which reminded me of how intertwined phones and computers are. Phone phreakers were people who figured out how to reconfigure phone systems and their switching equipment in order to make free long distance calls. From there, Mitnick progressed to hacking into computer systems. He served prison time for his activities, ...
In In re Sczepanski , 2024 WL 1738224 (Bankr. D. Minn. Apr. 22, 2024), the bankruptcy court granted the United States Trustee’s (“UST”) motion to dismiss the chapter 7 case for abuse pursuant to 11 U.S.C. § 707(b)(2) in holding a presumption of abuse arose because the debtors’ federal tax liens were improperly deducted from their monthly disposable income for the means test. For the means test, the debtors deducted $1,587 per month on account of three federal tax liens (“Tax Liens”) encumbering the debtors’ homestead. In opposition to the UST’s motion, the debtors argued the plain language of § 707(b)(2)(A)(iii) supports that they properly deducted the ...
Artificial Sweetener: How Law Firms Should Engage AI By Jared Correia, Red Cave Law Firm Consulting Artificial intelligence has finally captured the popular zeitgeist via ChatGPT – a generative AI program, that can provide near-instantaneous responses to almost any query. Before we get too far along here, note that artificial intelligence is , essentially , the mimicking of human intelligence by a computer system that has learned via a ‘large language model ’, i.e. l ots of varied data. Generative AI is simply an AI program that offers data output, whether it’s text (like ChatGPT and G oogle Gemini ), or images ...
BANKRUPTCY BULLETIN In Stermer v. United States (In re Farhat) , 2024 WL 2195088 (Bankr. D. Minn. May 15, 2024), the bankruptcy court granted the IRS’s motion to dismiss the complaint as to the claims based on constructively fraudulent transfers because the chapter 7 trustee failed to adequately plead the debtor received less than reasonably equivalent value in exchange for the transfers. The bankruptcy court denied the motion to dismiss the preference claim. The debtor filed a bankruptcy petition on February 9, 2023, for chapter 7 relief. Within the ninety days preceding the filing, the debtor made two pre-petition transfers to the IRS totaling ...
BANKRUPTCY BULLETIN Contributing Editor: Lee Owen University of Minnesota Law School, JD Class of 2024 In CFPB v. Community Financial Services Association of America , 601 U.S. (2024), the Supreme Court of the United States held that the manner in which the Consumer Financial Protection Bureau (“CFPB”) is funded is constitutional. Pursuant to the Dodd-Frank Act, the CFPB is funded annually through the Federal Reserve System’s combined earnings, at the CFPB director’s discretion, in an amount not to exceed 12% of the Federal Reserve System’s operating expenses. 12 U.S.C. § 5497(a)(1), (2)(A)(iii). This is distinct ...
Developments in the field of generative AI (GenAI) continue at a galloping pace. There have been some major developments in the past few weeks that bear mentioning now (rather than in an annual round-up of AI news) because they may have a significant impact on legal tech and the law. OpenAI’s GPT-4o On May 13, 2024, OpenAI announced the release of GPT-4o. The ‘o’ stands for ‘omni,’ with this GPT operating with very fast multimodal capabilities. That means it can respond to text, voice, video, and images at a speed that is comparable to human response times. The best way to understand what GPT-4o does is to watch some of OpenAI’s demo videos, in ...
Learn how to perform trademark searches using the USPTO's new search system. 3 noon webinars. Attend all three or choose only the ones you need. 6/10/24: Basic Trademark Law: and “Likelihood of Confusion” Analysis 6/10/2024 6/11/24: The USPTO’s New TM Search System 6/12/24: Advanced TM Searching with Regular Expressions For more information or to register, visit the course page .
Bankruptcy Bulletin: 8th Circuit BAP Holds the Pre-Conversion Claim for Unpaid Child Support Should Receive Special Treatment Under Section 348(d) Despite Multiple Conversions in the Case BANKRUPTCY BULLETIN Contributing Editor: Andrew Page , Maslon LLP In LaMonda v. Harder (In re Lamonda), 656 B.R. 494 (B.A.P. 8th Cir. 2024), the United States Bankruptcy Appellate Panel for the Eighth Circuit held the claim for unpaid child support was within the plain meaning of 11 U.S.C. § 348(d) despite multiple conversions in the bankruptcy case. In the case, Justin Gary LaMonda (“Debtor”) filed bankruptcy under Chapter 7 of the Bankruptcy ...
The following blog post is by Jared Correia of Red Cave Law Firm Consulting, one of MSBA's Advantage Partners . *** Real Estate Development: How the Landscape of SEO Has Changed Law firms, especially big law firms, tend to rely on SEO to market their practices online. The age-old question is: H ow do I get to Page One on Google? The new problem is that Page One of Google is changing. Leveraging search results has always been more of an art than a science and the picture is shifting again. Google's algorithms and search results pages get tweaked from time to time, and it pays to monitor trends, which ...
BANKRUPTCY BULLETIN Contributing Author: David M. Tanabe , Winthrop & Weinstine, P.A. In In re Vera T. Welte Testamentary Trust , 96 F.4th 1034 (8th Cir. 2024), the Eighth Circuit Court of Appeals held that the district court’s order was not “final” for 28 U.S.C. § 158(d)(1) because the bankruptcy court still had to (1) rule on the motion to dismiss the chapter 12 case and (2) give preclusive effect to the state appellate court’s decision with respect to the mortgage dragnet clauses and the amounts owed under the promissory notes. In the case, the trust executed mortgages in favor of the lender with dragnet clauses (which ...
I woke from a vivid morning dream recently. In it, my husband and I were experimenting with generative AI (GenAI). I had asked it to create birthday greetings. With every iteration, it spit out a physical birthday card. Meanwhile, my husband’s request was producing modernist floor-to-ceiling curtains. Within seconds, several panels, apparently hung by the AI, created a fabric wall of abstract blue, green, and gold in the room. As I woke, the thought occurred: What if GenAI could be used to create physical objects, not just words, images, or computer code on screens? How would that work? It’s already being used to discover and produce anti-aging ...
BANKRUPTCY BULLETIN Contributing Editor: Sam Calvert, Attorney at Law In In re Goetz , 2024 WL 998765 (8th Cir. Mar. 8, 2024), the Eighth Circuit Court of Appeals gave bankruptcy 13 debtors reason to be concerned about conversions from chapter 13 to chapter 7. On August 19, 2020, the debtor Machele Goetz (“Debtor”) filed a chapter 13 bankruptcy petition and plan. At that time, she owned a residence worth $130,000 and claimed the full $15,000 homestead exemption under Missouri law. The lender held a roughly $107,000 lien against the residence. Liquidation of the residence on the date of the petition would have resulted in no recovery for the bankruptcy ...
BANKRUPTCY BULLETIN Contributing Author: Stanley Chow University of Minnesota Law School Juris Doctor Candidate, 2025 Judicial Extern to U.S. Bankruptcy Judge Kesha Tanabe In Department of Agriculture Rural Development Rural Housing Service v. Kirtz , 144 S. Ct. 457 (2024), the Justices unanimously rejected the government’s claim to sovereign immunity under the Fair Credit Reporting Act (the “FCRA”). In the underlying case , the plaintiff sued a federal agency, seeking monetary damages for its failure to correct inaccurate information on a consumer credit report. The plaintiff sought relief under the FCRA pursuant to 11 U.S.C. ...

2024 ABA Techshow Recap

The 2024 ABA Techshow held at the Hyatt Regency in downtown Chicago kicked off with its annual Start-Up Pitch Competition on Valentine’s Day. Representatives from fifteen legal tech companies gave their pitches, all hoping for the audience’s vote to win the competition. It was apparent from the pitches that generative AI (GAI) was once again going to be the featured topic of the Techshow, only this year the focus was on how to integrate it into legal tech and the practice of law. Interestingly, the start-up that won this year’s competition was AltFee, which is not using GAI but is responding to the workflow changes and efficiencies law firms will see when ...
BANKRUPTCY BULLETIN Contributing Author: Nauni Manty , Manty & Associates, P.A. In In re Sand, 2023 WL 7449957 (Bankr. D. Minn. November 9, 2023), the bankruptcy court analyzed the personal goods exemption under Minn. Stat. § 550.37, subd. 4(b) which states, in part: “[h]ousehold furniture, household appliances, phonographs, radio and television receivers of the debtor and debtor’s family, not exceeding $11,250 in value.” The trustee objected to the debtor’s exemption of various household goods and appliances, including a computer, DVD player, printer, DSLR camera, a GoPro camera, snowblower and tools under Minn. Stat. § 550.37, ...
This post is from attorney Jared Correia, owner of Red Cave Law Firm Consulting, one of MSBA's Advantage Partners . *** It can’t happen to you until it does. I’m talking about the business disaster that could strike your law firm at any moment: flood, fire, data breach, device breakdown, smoke damage, truck carrying 30 , 000 pounds of bananas careening out of control . . . Well, you get the picture. Because any law firm could be struck by disaster, every law firm should develop and maintain a disaster recovery program. T he primary co mponent o f any disaster ...
Hi! I have a colleague looking for someone in the LA area who might be willing to review an HOA's declaration of covenants. PC willing to pay just a little something for the initial review.
Have you looked at your profile on MSBA's website or LinkedIn lately? Now that we are getting into the swing of 2024, it's time to see if your online profiles need refreshing. One of the quickest ways to update your online profiles is to upload a new profile photo, especially if you've gotten a new hairdo, grown a moustache or beard, changed glasses, or otherwise updated your look. If you need a new professional-looking photo, watch for upcoming conferences that may offer a headshot booth you can take advantage of. Updating MSBA Profiles There are two places to update your photo with MSBA. Log in to My Account on the main MSBA website. On the My Account ...
Non-clients sometimes make claims to funds that lawyers are holding in trust. A recent case provides guidance on the unique provisions of the Minnesota Rules of Professional Conduct (MRPC) relating to such claims. An unmarried couple, Abby and Bob, bought a house together. Abby and Bob’s relationship ended and they listed the house for sale. Abby’s lawyer, Cass, understood that Abby had satisfied certain of Bob’s claims to the equity in the house and the large majority of the sale proceeds should go to Abby, with the remainder to Bob. Bob’s lawyer, Dana, told Cass that Bob claimed more of the proceeds than Cass understood, but Dana would not provide ...

Career opportunity

If you know anyone who is looking for a position in the St. Cloud and Brainerd areas we are hiring an associate to work at our Brainerd and St. Cloud offices, with an opportunity for remote work. It is expected that the position will transition to primarily at the St. Cloud office. The primary practice area will be family, with work in other areas as well. Ed